Real ChatGPT answer · index seeddswtIOSvyS4completeFinance and banking · checking and savings accountsinformational
What is the current consensus on whether CDs or high yield savings are safer for holding a small business quarterly tax reserve?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the current consensus on whether CDs or high yield savings are safer for holding a small business quarterly tax reserve?
3 real searches · 1 real-search pass
FDIC deposit insurance coverage business accounts $250,000 per depositor per insured bank ownership category 2026Google ↗
OBSERVEDDefinition
FDIC certificates of deposit early withdrawal penalty savings account withdrawal liquidity official consumer guidanceGoogle ↗
OBSERVEDReason
IRS estimated tax payment due dates quarterly 2026 business estimated taxesGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
FDIC deposit insurance coverage business accounts $250,000 per depositor per insured bank ownership category 2026 Google ↗
FDIC certificates of deposit early withdrawal penalty savings account withdrawal liquidity official consumer guidance Google ↗
IRS estimated tax payment due dates quarterly 2026 business estimated taxes Google ↗
- Deposit Insurance FAQs · fdic.gov
- Understanding Deposit Insurance · fdic.gov
- Your Insured Deposits · fdic.gov
- What are the penalties for withdrawing money early from a CD? · helpwithmybank.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FDIC deposit insurance coverage business accounts $250,000 per depositor per insured bank ownership category 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
FDIC certificates of deposit early withdrawal penalty savings account withdrawal liquidity official consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS estimated tax payment due dates quarterly 2026 business estimated taxes OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |