Real ChatGPT answer · index seeddsckIybxO1McompleteInsurance · auto insurancecommercial

How heavily do commercial auto insurers in Texas look at my personal and business credit score when determining our monthly insurance rates?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How heavily do commercial auto insurers in Texas look at my personal and business credit score when determining our monthly insurance rates?
2 real searches · 1 real-search pass
Texas commercial auto insurance credit score insurance score business credit underwriting Texas law commercial linesGoogle ↗
OBSERVEDReason
Texas Department of Insurance credit scoring commercial insurance credit information auto insurance business policyGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Texas commercial auto insurance credit score insurance score business credit underwriting Texas law commercial lines Google ↗
Texas Department of Insurance credit scoring commercial insurance credit information auto insurance business policy Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Texas commercial auto insurance credit score insurance score business credit underwriting Texas law commercial lines
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Texas Department of Insurance credit scoring commercial insurance credit information auto insurance business policy
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1