Real ChatGPT answer · index seeddpiqM2pCe0UcompleteFinance and banking · investing and brokeragescomparison

Is it better to leave an inherited portfolio of individual tech stocks alone or liquidate everything to buy Vanguard target date funds through my brokerage?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it better to leave an inherited portfolio of individual tech stocks alone or liquidate everything to buy Vanguard target date funds through my brokerage?
2 real searches · 1 real-search pass
IRS inherited property basis fair market value date of death stocks stepped up basis publication 551Google ↗
OBSERVED
Vanguard target retirement funds brokerage ETF mutual fund tax efficiency taxable account capital gains distributionsGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
IRS inherited property basis fair market value date of death stocks stepped up basis publication 551 Google ↗
Vanguard target retirement funds brokerage ETF mutual fund tax efficiency taxable account capital gains distributions Google ↗
  1. capital gains guide · corporate.vanguard.com
  2. Fund Distributions – Investor Bulletin · investor.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS inherited property basis fair market value date of death stocks stepped up basis publication 551
OBSERVED
Google ↗
AI Mode ↗
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of 1
Vanguard target retirement funds brokerage ETF mutual fund tax efficiency taxable account capital gains distributions
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1