Real ChatGPT answer · index seeddpKVSEjGWt4completeFinance and banking · investing and brokerageslocal

Can you walk me through the step by step process for opening a Roth IRA online so I can start saving for retirement this weekend?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you walk me through the step by step process for opening a Roth IRA online so I can start saving for retirement this weekend?
3 real searches · 1 real-search pass
2026 Roth IRA contribution limit income phase out IRS 2026 officialGoogle ↗
OBSERVEDConsequence
IRS Roth IRA contribution rules compensation filing deadline contributions prior year officialGoogle ↗
OBSERVEDReason
how to open Roth IRA online Fidelity Schwab Vanguard fees minimum officialGoogle ↗
OBSERVEDInstruction

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence33%Reason33%DefinitionInstruction33%Yes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 Roth IRA contribution limit income phase out IRS 2026 official Google ↗
IRS Roth IRA contribution rules compensation filing deadline contributions prior year official Google ↗
how to open Roth IRA online Fidelity Schwab Vanguard fees minimum official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 Roth IRA contribution limit income phase out IRS 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
IRS Roth IRA contribution rules compensation filing deadline contributions prior year official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
how to open Roth IRA online Fidelity Schwab Vanguard fees minimum official
OBSERVED
Google ↗
AI Mode ↗
—Instruction——1x
of 1