Real ChatGPT answer · index seeddjcSP3sxusscompleteFinance and banking · checking and savings accountscomparison

What is the exact penalty for breaking an Ally Bank CD early today compared to Discover Bank since I need cash for a car repair?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the exact penalty for breaking an Ally Bank CD early today compared to Discover Bank since I need cash for a car repair?
2 real searches · 1 real-search pass
Ally Bank certificate of deposit early withdrawal penalty official 2026 disclosure term 60 90 120 150 180 days interestGoogle ↗
OBSERVEDConsequence
Discover Bank CD early withdrawal penalty official disclosure 2026 3 months 6 months 9 months interestGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Ally Bank certificate of deposit early withdrawal penalty official 2026 disclosure term 60 90 120 150 180 days interest
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Discover Bank CD early withdrawal penalty official disclosure 2026 3 months 6 months 9 months interest
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1