What is the current average student loan interest rate for graduate degrees and are private refinancing options actually lower right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the current average student loan interest rate for graduate degrees and are private refinancing options actually lower right now?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026-2027 federal graduate student loan interest rates graduate unsubsidized PLUS current rates November 2026 Google ↗
private student loan refinancing rates November 2026 average fixed variable rates refinance graduate loans lenders Google ↗
- Interest Rates for Federal Direct Loans First Disbursed Between July 1, 2026 and June 30, 2027 · fsapartners.ed.gov
- Interest Rates for Federal Student Loans · edfinancial.studentaid.gov
- Compare student loan refinancing companies of November 2026 · nerdwallet.com
- Banks That Refinance Student Loans of November 2026 · nerdwallet.com
- Best Refinance Student Loans In 2026 · bankrate.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026-2027 federal graduate student loan interest rates graduate unsubsidized PLUS current rates November 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
private student loan refinancing rates November 2026 average fixed variable rates refinance graduate loans lenders OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |