Is it financially sensible for me to pay a funding fee on an FHA loan right now or should I improve my credit score to qualify for conventional private mortgage insurance?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it financially sensible for me to pay a funding fee on an FHA loan right now or should I improve my credit score to qualify for conventional private mortgage insurance?
3 real searches · 1 real-search pass
2026 FHA mortgage insurance premiums upfront 1.75 annual MIP duration HUD official 2026Google ↗
OBSERVED
2026 conventional private mortgage insurance cancellation Homeowners Protection Act credit score pricing Fannie Mae Freddie Mac officialGoogle ↗
OBSERVED
CFPB compare FHA loan conventional mortgage PMI total costs credit score mortgage officialGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 FHA mortgage insurance premiums upfront 1.75 annual MIP duration HUD official 2026 Google ↗
2026 conventional private mortgage insurance cancellation Homeowners Protection Act credit score pricing Fannie Mae Freddie Mac official Google ↗
CFPB compare FHA loan conventional mortgage PMI total costs credit score mortgage official Google ↗
- What is the FHA Mortgage Insurance Premium structure for forward mortgage loans? · answers.hud.gov
- What to Know About PMI · yourhome.fanniemae.com
- Background and Summary of the Homeowners Protection Act · federalreserve.gov
- FHA loans · consumerfinance.gov
- What is private mortgage insurance? · consumerfinance.gov
- Shopping for a Mortgage · consumerfinance.gov
- Loan estimate explainer · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA mortgage insurance premiums upfront 1.75 annual MIP duration HUD official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
2026 conventional private mortgage insurance cancellation Homeowners Protection Act credit score pricing Fannie Mae Freddie Mac official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB compare FHA loan conventional mortgage PMI total costs credit score mortgage official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |