How many points will my credit score drop if I officially apply for a personal loan after seeing my prequalification offer online
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How many points will my credit score drop if I officially apply for a personal loan after seeing my prequalification offer online
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO how many points does one hard inquiry lower credit score personal loan prequalification soft inquiry official application Google ↗
CFPB prequalification personal loan soft inquiry hard inquiry credit score impact Google ↗
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
- How Long Do Hard Inquiries Stay on Your Credit Report? · experian.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO how many points does one hard inquiry lower credit score personal loan prequalification soft inquiry official application OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB prequalification personal loan soft inquiry hard inquiry credit score impact OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |