What is the average cost of a private long term disability insurance policy compared to what is taken out for my employer plan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the average cost of a private long term disability insurance policy compared to what is taken out for my employer plan?
2 real searches · 1 real-search pass
2026 individual long term disability insurance average cost premium 1% 3% income employer group LTD cost employee contributionGoogle ↗
OBSERVEDShort fact
long term disability insurance employer paid vs employee paid taxable benefits individual policy tax treatment authoritativeGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 individual long term disability insurance average cost premium 1% 3% income employer group LTD cost employee contribution Google ↗
long term disability insurance employer paid vs employee paid taxable benefits individual policy tax treatment authoritative Google ↗
- The Best Disability Insurance Companies of 2026 · cnbc.com
- What does Long Term Disability Insurance Cost · guardianlife.com
- 2026 U.S. Group Disability Market Survey: Summary report · us.milliman.com
- Life insurance & disability insurance proceeds 1 · irs.gov
- Taxation of Disability Income Insurance Benefits · thehartford.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 individual long term disability insurance average cost premium 1% 3% income employer group LTD cost employee contribution OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
long term disability insurance employer paid vs employee paid taxable benefits individual policy tax treatment authoritative OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |