How much money do I need to have saved up in the bank before I can even think about getting a mortgage pre-approval?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How much money do I need to have saved up in the bank before I can even think about getting a mortgage pre-approval?
1 real search · 1 real-search pass
2026 Virginia first-time homebuyer down payment closing costs typical FHA conventional mortgage minimum down payment CFPBGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
2026 Virginia first-time homebuyer down payment closing costs typical FHA conventional mortgage minimum down payment CFPB Google ↗
- Figure out how much you want to spend · consumerfinance.gov
- FHA loans · consumerfinance.gov
- Home Loan Options · virginiahousing.com
- Information for Lenders: Home Loans · virginiahousing.com
- Homeownership Down Payment Assistance Program (DPA) · dhcd.virginia.gov