How does checking my rate on Upstart with a soft pull affect my Experian credit score if I am rate shopping for debt consolidation within a fourteen day window?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does checking my rate on Upstart with a soft pull affect my Experian credit score if I am rate shopping for debt consolidation within a fourteen day window?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Upstart prequalify soft credit inquiry does not affect credit score official Google ↗
Experian personal loan rate shopping hard inquiries 14 day window FICO personal loans grouping Google ↗
- How Does Rate Shopping Affect Your Credit Scores? · experian.com
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
- Upstart — Soft vs. hard credit inquiries: what you need to know · upstarthelp.upstart.com
- Check Your Loan Rate with an Offer Code · upstart.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Upstart prequalify soft credit inquiry does not affect credit score official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Experian personal loan rate shopping hard inquiries 14 day window FICO personal loans grouping OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |