Can my umbrella policy cover legal defense fees if I am sued for defamation on social media, or is intentional harm always excluded?
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The searches the AI actually ran for this prompt.
SEED QUERY
Can my umbrella policy cover legal defense fees if I am sued for defamation on social media, or is intentional harm always excluded?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
New York umbrella insurance defamation libel slander duty to defend intentional acts exclusion personal injury coverage Google ↗
New York insurance law defamation allegations duty to defend intentional conduct expected intended injury exclusion Google ↗
- TORTOSO v. METLIFE AUTO HOME INSURANCE COMPANY (2005) · caselaw.findlaw.com
- -CLERK TO FOLLOW UP-ORDER denying 23 Motion for Summary Judgment; granting 24 Motion for Summary Judgment for MACDONELL v. ONEBEACON AMERICAN INSURANCE COMPANY A/K/A ONEBEACON INSURANCE GROUP et al :: Justia Dockets & Filings · docs.justia.com
- DIGEST-INDEX, 262 AD2d 1211 · cf.nycourts.gov
- Metropolitan Prop. & Cas. Ins. Co. v Burby (2022 NY Slip Op 22070) · nycourts.gov
- OGC Opinion No. 08-10-07: Duty to Defend – Directors’ and Officers’ Policies · dfs.ny.gov
- Insurance for Defamation (Slander and Libel) · allstate.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York umbrella insurance defamation libel slander duty to defend intentional acts exclusion personal injury coverage OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York insurance law defamation allegations duty to defend intentional conduct expected intended injury exclusion OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |