Calculate the breakeven point for paying three discount points upfront on a 600000 dollar 15-year fixed mortgage given today's average interbank rates.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Calculate the breakeven point for paying three discount points upfront on a 600000 dollar 15-year fixed mortgage given today's average interbank rates.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
today October 31 2026 average 15-year fixed mortgage rate United States mortgage rates discount points Google ↗
October 31 2026 SOFR federal funds effective rate interbank rates United States Google ↗
- 15-Year Mortgage Rates: Compare Today’s Rates · nerdwallet.com
- Secured Overnight Financing Rate (SOFR) | FRED · fred.stlouisfed.org
- Federal Reserve Board - H.15 - Selected Interest Rates (Daily) · federalreserve.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
today October 31 2026 average 15-year fixed mortgage rate United States mortgage rates discount points OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
October 31 2026 SOFR federal funds effective rate interbank rates United States OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |