Real ChatGPT answer · index seeddX5WcSS1878completeFinance and banking · mortgagescommercial

Calculate the breakeven point for paying three discount points upfront on a 600000 dollar 15-year fixed mortgage given today's average interbank rates.

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Calculate the breakeven point for paying three discount points upfront on a 600000 dollar 15-year fixed mortgage given today's average interbank rates.
2 real searches · 1 real-search pass
today October 31 2026 average 15-year fixed mortgage rate United States mortgage rates discount pointsGoogle ↗
OBSERVED
October 31 2026 SOFR federal funds effective rate interbank rates United StatesGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
today October 31 2026 average 15-year fixed mortgage rate United States mortgage rates discount points Google ↗
October 31 2026 SOFR federal funds effective rate interbank rates United States Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
today October 31 2026 average 15-year fixed mortgage rate United States mortgage rates discount points
OBSERVED
Google ↗
AI Mode ↗
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of 1
October 31 2026 SOFR federal funds effective rate interbank rates United States
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1