Real ChatGPT answer · index seeddLsdjytDnQYcompleteCareers and HR · layoffs and severancecomparison

Is rolling over severance into an IRA better than keeping cash in a high yield savings account to avoid penalties while unemployed for six months

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is rolling over severance into an IRA better than keeping cash in a high yield savings account to avoid penalties while unemployed for six months
2 real searches · 1 real-search pass
IRS severance pay eligible rollover IRA contribution compensation wages unemployment IRA early withdrawal exceptions 2026Google ↗
OBSERVEDConsequence
IRS IRA contribution limits 2026 traditional Roth IRA early distribution 10 percent exceptionsGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS severance pay eligible rollover IRA contribution compensation wages unemployment IRA early withdrawal exceptions 2026 Google ↗
IRS IRA contribution limits 2026 traditional Roth IRA early distribution 10 percent exceptions Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS severance pay eligible rollover IRA contribution compensation wages unemployment IRA early withdrawal exceptions 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
IRS IRA contribution limits 2026 traditional Roth IRA early distribution 10 percent exceptions
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1