Compare the current interest rates on federal direct consolidation loans versus private refinancing options from Earnest for self-employed borrowers.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the current interest rates on federal direct consolidation loans versus private refinancing options from Earnest for self-employed borrowers.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026-2027 federal student loan interest rates Direct Consolidation Loan weighted average rounded up nearest one-eighth current rates October 2026 Google ↗
Earnest student loan refinance rates self-employed borrowers income documentation eligibility 2026 Google ↗
- credible.com · credible.com
- Direct Consolidation Loan Application and Promissory Note · studentaid.gov
- 5 Things to Know Before Consolidating Federal Student Loans · studentaid.gov
- Interest Rates for Federal Direct Loans First Disbursed Between July 1, 2026 and June 30, 2027 · fsapartners.ed.gov
- Annual Notice of Interest Rates for Fixed-Rate Federal Student Loans Made Under the William D. Ford Federal Direct Loan Program · thefederalregister.org
- Earnest refinancing website · earnest.com
- Does Earnest consider household incomes when reviewing applications? · help.earnest.com
- Earnest Student Loan Refinancing Review · cnbc.com
- Earnest Lending FAQ · earnestlendingapp.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026-2027 federal student loan interest rates Direct Consolidation Loan weighted average rounded up nearest one-eighth current rates October 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Earnest student loan refinance rates self-employed borrowers income documentation eligibility 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |