How do insurance adjusters calculate the retention threshold when a third-party claim involves both underlying auto and excess umbrella layers?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do insurance adjusters calculate the retention threshold when a third-party claim involves both underlying auto and excess umbrella layers?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
commercial umbrella insurance self-insured retention underlying auto policy exhaustion attachment point how calculated Google ↗
insurance umbrella policy retained limit underlying insurance automobile liability exhaustion policy wording Google ↗
- What Is a Self-Insured Retention (SIR)? · menloinsurance.com
- Commercial Excess Liability (Umbrella) Insurance Policy · thyroid.org
- SARAH BARBER AND JAMIE TURNER, INDIV. AND O/B/O OF THEIR MINOR CHILDREN VERSUS LOUISIANA MUNICIPAL RISK MANAGEMENT AGENCY GROUP, ET AL. :: 2017 :: Louisiana Court of Appeal, Third Circuit Decisions :: Louisiana Case Law :: Louisiana Law :: U.S. Law :: Justia · law.justia.com
- Commercial Umbrella—Exhaustion of the Underlying Insurance · irmi.com
- Commercial Umbrella Policy—A Few Things To Consider · irmi.com
- Great American Insurance Co. v. Employers Mutual Casualty Co., No. 20-11113 (5th Cir. 2021) :: Justia · law.justia.com
- CU 00 01-Commercial Liability Umbrella Coverage Form Analysis · rnc-advantageplus.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
commercial umbrella insurance self-insured retention underlying auto policy exhaustion attachment point how calculated OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
insurance umbrella policy retained limit underlying insurance automobile liability exhaustion policy wording OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |