Can you find the latest homeowners insurance cost estimates for coastal Florida and explain how flood insurance adds to the monthly payment?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you find the latest homeowners insurance cost estimates for coastal Florida and explain how flood insurance adds to the monthly payment?
4 real searches · 1 real-search pass
2026 Florida homeowners insurance average annual premium coastal counties latest estimate 2026Google ↗
OBSERVEDShort fact
Florida 2026 homeowners insurance premiums coastal counties Miami-Dade Broward Palm Beach Pinellas Lee Collier averageGoogle ↗
OBSERVEDConsequence
FEMA NFIP average flood insurance premium Florida 2025 2026 annual cost Risk Rating 2.0Google ↗
OBSERVEDConsequence
Florida Office of Insurance Regulation property insurance average premiums county 2025 2026 homeownersGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
2026 Florida homeowners insurance average annual premium coastal counties latest estimate 2026 Google ↗
Florida 2026 homeowners insurance premiums coastal counties Miami-Dade Broward Palm Beach Pinellas Lee Collier average Google ↗
FEMA NFIP average flood insurance premium Florida 2025 2026 annual cost Risk Rating 2.0 Google ↗
Florida Office of Insurance Regulation property insurance average premiums county 2025 2026 homeowners Google ↗
- Florida Home Insurance Cost by County (2026): Average Rates in All 67 Counties · insurehunt.com
- CHOICES: Homeowners Rate Comparison Tool · choices.floir.gov
- Florida’s Homeowners Insurance Market: Are the Reforms Working? · fl-insurance.pioneerinstitute.org
- A Guide to Florida Flood Insurance (2026) · insurify.com
- Florida Flood Insurance · floodfigures.com
- Flood Insurance in Florida: Coverage, Cost, Rules (2026) · maruinsurance.com
- Flood Insurance · floir.gov
- FEMA FloodSmart flood insurance information · floodsmart.gov
- FEMA flood map lookup · msc.fema.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Florida homeowners insurance average annual premium coastal counties latest estimate 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Florida 2026 homeowners insurance premiums coastal counties Miami-Dade Broward Palm Beach Pinellas Lee Collier average OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
FEMA NFIP average flood insurance premium Florida 2025 2026 annual cost Risk Rating 2.0 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Florida Office of Insurance Regulation property insurance average premiums county 2025 2026 homeowners OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |