Real ChatGPT answer · index seedd9lG9DSB7xccompleteAutomotive · car buying processbrand

Why are my auto insurance rates going up every six months even though I have not had an accident in twenty years

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Why are my auto insurance rates going up every six months even though I have not had an accident in twenty years
2 real searches · 1 real-search pass
why auto insurance premiums increase despite no claims six month renewal rate factors Oregon 2026Google ↗
OBSERVEDReason
Oregon Division of Financial Regulation auto insurance rate increases consumer factors credit insurance scoreGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
why auto insurance premiums increase despite no claims six month renewal rate factors Oregon 2026 Google ↗
Oregon Division of Financial Regulation auto insurance rate increases consumer factors credit insurance score Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
why auto insurance premiums increase despite no claims six month renewal rate factors Oregon 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Oregon Division of Financial Regulation auto insurance rate increases consumer factors credit insurance score
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1