Are Roth IRAs that I funded with my summer internship savings completely safe from creditors if I have to declare bankruptcy after graduation?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are Roth IRAs that I funded with my summer internship savings completely safe from creditors if I have to declare bankruptcy after graduation?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Roth IRA bankruptcy exemption contributions earned income 11 USC 522(n) 2025 2026 official Google ↗
Tennessee bankruptcy IRA retirement account exemption statute Tenn Code 26-2-105 bankruptcy opt out Google ↗
- Tennessee Code § 26-2-105 (2025) - State pension moneys, certain retirement plan funds or assets, exempt — Claims under qualified domestic relations order :: 2025 Tennessee Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- 26 U.S.C. § 408A: Roth IRAs · uscode.house.gov
- Ricky L. Boren v. Hill Boren, PC, et al. :: 2023 :: Tennessee Court of Appeals Decisions :: Tennessee Case Law :: Tennessee Law :: U.S. Law :: Justia · law.justia.com
- 08/10/2023 IN THE COURT OF APPEALS OF TENNESSEE AT · tncourts.gov
- 11 U.S.C. § 522: Exemptions · uscode.house.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Roth IRA bankruptcy exemption contributions earned income 11 USC 522(n) 2025 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Tennessee bankruptcy IRA retirement account exemption statute Tenn Code 26-2-105 bankruptcy opt out OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |