What endorsements are necessary on a commercial auto policy to adequately cover employees using personal vehicles for last-mile delivery services?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What endorsements are necessary on a commercial auto policy to adequately cover employees using personal vehicles for last-mile delivery services?
3 real searches · 1 real-search pass
commercial auto hired non-owned auto coverage employees personal vehicles delivery business use personal auto delivery exclusion endorsement CA 99 10Google ↗
OBSERVEDOther / navigational
ISO CA 99 10 employees as insureds non-owned autos coverage endorsementGoogle ↗
OBSERVEDOther / navigational
personal auto policy food delivery courier business use exclusion delivery endorsement insurer guidanceGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
commercial auto hired non-owned auto coverage employees personal vehicles delivery business use personal auto delivery exclusion endorsement CA 99 10 Google ↗
ISO CA 99 10 employees as insureds non-owned autos coverage endorsement Google ↗
personal auto policy food delivery courier business use exclusion delivery endorsement insurer guidance Google ↗
- employees as insureds endorsement · irmi.com
- ISO Commercial Auto Endorsements Discussed · propertycasualty360.com
- Driving for a Transportation Network or Delivery Network Company · ncdoi.gov
- Endorsements Used with Personal Auto Policy · propertycasualty360.com
- Delivering packages? What to know about auto insurance · tdi.texas.gov
- Restaurant deliveries using employee vehicles · business.libertymutual.com
- What Is Hired and Non-Owned Auto Insurance? · progressivecommercial.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
commercial auto hired non-owned auto coverage employees personal vehicles delivery business use personal auto delivery exclusion endorsement CA 99 10 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
ISO CA 99 10 employees as insureds non-owned autos coverage endorsement OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
personal auto policy food delivery courier business use exclusion delivery endorsement insurer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |