What is the optimal utilization percentage to report on my revolving credit lines just before applying for a mortgage next month?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the optimal utilization percentage to report on my revolving credit lines just before applying for a mortgage next month?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
mortgage application revolving credit utilization reported balance FICO under 10 percent mortgage credit score official guidance Google ↗
Fannie Mae mortgage credit report revolving account balances utilization credit score guidance Google ↗
- Credit Utilization · selling-guide.fanniemae.com
- Risk Factors Evaluated by DU · selling-guide.fanniemae.com
- How do revolving accounts impact my FICO Score? · myfico.com
- How Owing Money Can Impact Your Credit Score · myfico.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
mortgage application revolving credit utilization reported balance FICO under 10 percent mortgage credit score official guidance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae mortgage credit report revolving account balances utilization credit score guidance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |