Real ChatGPT answer · index seedcwEQxtn2u60completeFinance and banking · checking and savings accountsinformational

How many times per month can I use Bank of America overdraft protection before they flag my business account or charge extra penalty fees

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How many times per month can I use Bank of America overdraft protection before they flag my business account or charge extra penalty fees
2 real searches · 1 real-search pass
Bank of America Business Advantage overdraft protection fees overdraft item limit 2026Google ↗
OBSERVEDOther / navigational
Bank of America business checking overdraft protection number of times per month fees overdraft policy business accountGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Bank of America Business Advantage overdraft protection fees overdraft item limit 2026 Google ↗
Bank of America business checking overdraft protection number of times per month fees overdraft policy business account Google ↗
  1. Deposit Agreement and Disclosures · info.bankofamerica.com
  2. Personal Accounts · bankofamericaoverdraftsettlement.com
  3. Fees for Business Checking & Savings Accounts at Bank of America · bankofamerica.com
  4. Business Schedule of Fees · bankofamerica.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Bank of America Business Advantage overdraft protection fees overdraft item limit 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Bank of America business checking overdraft protection number of times per month fees overdraft policy business account
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1