Real ChatGPT answer · index seedcwCBE5b89HUcompleteFinance and banking · small business bankingcomparison

What are the true costs of managing returned customer checks through a merchant account versus a standard business checking deposit slip at Chase?

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the true costs of managing returned customer checks through a merchant account versus a standard business checking deposit slip at Chase?
3 real searches · 1 real-search pass
Chase business checking returned deposited item fee returned check fee 2026 business deposit account fee scheduleGoogle ↗
OBSERVEDReason
Chase merchant services check processing returned check fee electronic check acceptance pricing returned itemGoogle ↗
OBSERVEDOther / navigational
Chase business deposit account agreement returned deposited item fee business checkingGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational33%ComparisonConsequenceReason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Chase business checking returned deposited item fee returned check fee 2026 business deposit account fee schedule Google ↗
Chase merchant services check processing returned check fee electronic check acceptance pricing returned item Google ↗
Chase business deposit account agreement returned deposited item fee business checking Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Chase business checking returned deposited item fee returned check fee 2026 business deposit account fee schedule
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Chase merchant services check processing returned check fee electronic check acceptance pricing returned item
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Chase business deposit account agreement returned deposited item fee business checking
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1