Can you do a direct cost comparison between keeping my federal loans with MOHELA for PSLF versus refinancing the whole balance with Earnest to get a lower interest rate?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you do a direct cost comparison between keeping my federal loans with MOHELA for PSLF versus refinancing the whole balance with Earnest to get a lower interest rate?
3 real searches · 1 real-search pass
Federal Student Aid PSLF 120 qualifying payments remaining balance forgiven federal loans refinancing private loan loses PSLFGoogle ↗
OBSERVED
Earnest student loan refinancing federal loans lose federal benefits PSLF officialGoogle ↗
OBSERVED
MOHELA PSLF servicing federal student loans current 2026Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Federal Student Aid PSLF 120 qualifying payments remaining balance forgiven federal loans refinancing private loan loses PSLF Google ↗
Earnest student loan refinancing federal loans lose federal benefits PSLF official Google ↗
MOHELA PSLF servicing federal student loans current 2026 Google ↗
- How to Manage your Public Service Loan Forgiveness (PSLF) Progress on StudentAid.gov · studentaid.gov
- To Our Customers · mohela.com
- What Makes Refinancing My Student Loans With Earnest Different From Other Refinancing or Consolidation Options? · help.earnest.com
- 4 Beginner Tips for Public Service Loan Forgiveness Success · studentaid.gov
- What is Public Service Loan Forgiveness (PSLF)? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Federal Student Aid PSLF 120 qualifying payments remaining balance forgiven federal loans refinancing private loan loses PSLF OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Earnest student loan refinancing federal loans lose federal benefits PSLF official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
MOHELA PSLF servicing federal student loans current 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |