Should we buy mortgage points to lower our monthly house payment today or keep the cash for our emergency fund?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Should we buy mortgage points to lower our monthly house payment today or keep the cash for our emergency fund?
1 real search · 1 real-search pass
CFPB mortgage discount points break even calculation emergency savings homebuyers guidanceGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
CFPB mortgage discount points break even calculation emergency savings homebuyers guidance Google ↗
- Determine your down payment · consumerfinance.gov
- How should I use lender credits and points (also called discount points)? · consumerfinance.gov