How do changes in the federal funds rate impact the mortgage amortization schedule of an existing adjustable rate commercial loan?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do changes in the federal funds rate impact the mortgage amortization schedule of an existing adjustable rate commercial loan?
1 real search · 1 real-search pass
Federal Reserve federal funds rate transmission SOFR adjustable rate commercial real estate loan index margin reset amortization scheduleGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
Federal Reserve federal funds rate transmission SOFR adjustable rate commercial real estate loan index margin reset amortization schedule Google ↗
- H-4(C)—Variable-Rate Model Clauses · federalreserve.gov
- Commercial Bank Examination Manual, Section 2000 · federalreserve.gov
- newyorkfed.org · newyorkfed.org
- Additional Information about Reference Rates Administered by the New York Fed · newyorkfed.org