Real ChatGPT answer · index seedclBpRqc3rVccompleteInsurance · auto insurancebrand

Why is my new GEICO quote so high when I only want the bare minimum state insurance required to legally drive in Texas?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Why is my new GEICO quote so high when I only want the bare minimum state insurance required to legally drive in Texas?
2 real searches · 1 real-search pass
Texas Department of Insurance minimum auto liability limits 30/60/25 personal injury protection uninsured motorist rejection TexasGoogle ↗
OBSERVEDShort fact
GEICO Texas minimum liability car insurance quote factors credit insurance score ZIP code driving history officialGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigationalComparison50%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Texas Department of Insurance minimum auto liability limits 30/60/25 personal injury protection uninsured motorist rejection Texas Google ↗
GEICO Texas minimum liability car insurance quote factors credit insurance score ZIP code driving history official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Texas Department of Insurance minimum auto liability limits 30/60/25 personal injury protection uninsured motorist rejection Texas
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
GEICO Texas minimum liability car insurance quote factors credit insurance score ZIP code driving history official
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1