Is consolidating multiple federal loans worth losing the specific low interest rate on my oldest loan or should I just leave them separate?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is consolidating multiple federal loans worth losing the specific low interest rate on my oldest loan or should I just leave them separate?
2 real searches · 1 real-search pass
Federal Student Aid Direct Consolidation Loan weighted average interest rate rounded up nearest one-eighth benefits lost consolidation officialGoogle ↗
OBSERVEDConsequence
Federal student loan consolidation pros cons preserve low interest rate separate loans official studentaid.govGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Federal Student Aid Direct Consolidation Loan weighted average interest rate rounded up nearest one-eighth benefits lost consolidation official Google ↗
Federal student loan consolidation pros cons preserve low interest rate separate loans official studentaid.gov Google ↗
- 5 Things to Know Before Consolidating Federal Student Loans · studentaid.gov
- Should I consolidate my federal student loans into a federal Direct Consolidation Loan? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Federal Student Aid Direct Consolidation Loan weighted average interest rate rounded up nearest one-eighth benefits lost consolidation official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Federal student loan consolidation pros cons preserve low interest rate separate loans official studentaid.gov OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |