Real ChatGPT answer · index seedcidYYN1kDUEcompleteInsurance · umbrella insuranceinformational

If I am renting a house with a few college buddies and we built a makeshift wooden deck in the backyard, would a standard umbrella policy cover us if someone falls off and sues?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
If I am renting a house with a few college buddies and we built a makeshift wooden deck in the backyard, would a standard umbrella policy cover us if someone falls off and sues?
2 real searches · 1 real-search pass
renters insurance personal liability homemade deck injury umbrella policy construction exclusion premises liability insurerGoogle ↗
OBSERVEDYes / no
personal umbrella insurance policy exclusions construction work premises liability renters insurance official insurerGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReasonDefinition50%InstructionYes / no50%

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
renters insurance personal liability homemade deck injury umbrella policy construction exclusion premises liability insurer Google ↗
personal umbrella insurance policy exclusions construction work premises liability renters insurance official insurer Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
renters insurance personal liability homemade deck injury umbrella policy construction exclusion premises liability insurer
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1
personal umbrella insurance policy exclusions construction work premises liability renters insurance official insurer
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1