What are the current average costs for home insurance in high-risk storm zones and what discounts actually lower that number?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the current average costs for home insurance in high-risk storm zones and what discounts actually lower that number?
2 real searches · 1 real-search pass
2026 average homeowners insurance cost high risk hurricane states Florida Louisiana Texas coastal premiums discounts wind mitigation roof 2026Google ↗
OBSERVED
2026 homeowners insurance average premium by state tornado hail high risk states discounts wind mitigation impact fortified roofGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 average homeowners insurance cost high risk hurricane states Florida Louisiana Texas coastal premiums discounts wind mitigation roof 2026 Google ↗
2026 homeowners insurance average premium by state tornado hail high risk states discounts wind mitigation impact fortified roof Google ↗
- How Much Is Homeowners Insurance? Average 2026 Rates · nerdwallet.com
- Homeowners Insurance: Premiums Generally Tracked Inflation but Rose More in Disaster-Prone Areas · gao.gov
- GAO-26-107867, HOMEOWNERS INSURANCE: Premiums Generally Tracked Inflation but Rose More in Disaster-Prone Areas · files.gao.gov
- Financial Incentives - FORTIFIED · fortifiedhome.org
- Hurricane Retrofit Guide · apps.floridadisaster.org
- Discounts - Public · citizensfla.com
- Premium Discounts for Hurricane Loss Mitigation · floir.gov
- Wind Mitigation Resources · floir.gov
- Mitigation Notices, Inspections and Forms | Consumer Services · myfloridacfo.com
- Homeowner Insurance Discounts to Help You Save · statefarm.com
- FortifiedBenchmarks · ldi.la.gov
- FEMA – Flood insurance · fema.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 average homeowners insurance cost high risk hurricane states Florida Louisiana Texas coastal premiums discounts wind mitigation roof 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
2026 homeowners insurance average premium by state tornado hail high risk states discounts wind mitigation impact fortified roof OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |