What do independent contractors usually budget annually for individual health insurance premiums and high-deductible health plan out-of-pocket maximums?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What do independent contractors usually budget annually for individual health insurance premiums and high-deductible health plan out-of-pocket maximums?
3 real searches · 1 real-search pass
2026 individual health insurance average monthly premium ACA marketplace unsubsidized benchmark silver United States 2026Google ↗
OBSERVEDReason
IRS 2026 HSA HDHP minimum deductible maximum out of pocket limit self-only 2026Google ↗
OBSERVEDYes / no
2026 ACA maximum out of pocket limit individual health insurance 2026Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 individual health insurance average monthly premium ACA marketplace unsubsidized benchmark silver United States 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS 2026 HSA HDHP minimum deductible maximum out of pocket limit self-only 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
2026 ACA maximum out of pocket limit individual health insurance 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |