How do I calculate the net unrealized appreciation on employer stock inside my old company 401k before rolling the rest of the shares over to a Charles Schwab brokerage
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The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate the net unrealized appreciation on employer stock inside my old company 401k before rolling the rest of the shares over to a Charles Schwab brokerage
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
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Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS Publication 575 net unrealized appreciation employer securities lump sum distribution cost basis 2025 Google ↗
Charles Schwab net unrealized appreciation NUA 401k employer stock rollover taxable brokerage account Google ↗
- IRS Publication 575 · irs.gov
- Topic no. 412, Lump-sum distributions · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS Publication 575 net unrealized appreciation employer securities lump sum distribution cost basis 2025 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Charles Schwab net unrealized appreciation NUA 401k employer stock rollover taxable brokerage account OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |