Will porting my existing group disability policy to a new corporate structure affect my premium rates or waiting periods as a small business owner?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Will porting my existing group disability policy to a new corporate structure affect my premium rates or waiting periods as a small business owner?
2 real searches · 1 real-search pass
group disability insurance employer change corporate restructuring successor employer policy premium rates elimination period waiting period underwriting US insurerGoogle ↗
OBSERVEDConsequence
group disability insurance employer merger acquisition continuation coverage pre-existing condition waiting period successor employerGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
group disability insurance employer change corporate restructuring successor employer policy premium rates elimination period waiting period underwriting US insurer Google ↗
group disability insurance employer merger acquisition continuation coverage pre-existing condition waiting period successor employer Google ↗
- Insurance Circular Letter No. 14 (2007): Pre-existing condition provisions in group and blanket disability policies · dfs.ny.gov
- Group Disability Income Insurance Checklist 12/1/2020 · dfs.ny.gov
- Disability Claim Policies & Procedures · newyorklife.com
- SPECIAL RULES FOR GROUPS PREVIOUSLY INSURED UNDER A PLAN OF DISABILITY INCOME INSURANCE · louisville.edu
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
group disability insurance employer change corporate restructuring successor employer policy premium rates elimination period waiting period underwriting US insurer OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
group disability insurance employer merger acquisition continuation coverage pre-existing condition waiting period successor employer OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |