Can you explain how my credit utilization ratio affects our mortgage application and what exact percentage my husband and I should aim for right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain how my credit utilization ratio affects our mortgage application and what exact percentage my husband and I should aim for right now?
3 real searches · 1 real-search pass
FICO credit utilization mortgage scores individual cards overall utilization mortgage application guidanceGoogle ↗
OBSERVED
Fannie Mae selling guide revolving credit utilization credit score mortgage debt balancesGoogle ↗
OBSERVED
CFPB credit card utilization credit score mortgage applicationGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
FICO credit utilization mortgage scores individual cards overall utilization mortgage application guidance Google ↗
Fannie Mae selling guide revolving credit utilization credit score mortgage debt balances Google ↗
CFPB credit card utilization credit score mortgage application Google ↗
- Does my credit score affect my ability to get a mortgage loan or the mortgage rate I pay? · consumerfinance.gov
- Risk Factors Evaluated by DU · selling-guide.fanniemae.com
- Credit Utilization · selling-guide.fanniemae.com
- What happens when a mortgage lender checks my credit? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO credit utilization mortgage scores individual cards overall utilization mortgage application guidance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae selling guide revolving credit utilization credit score mortgage debt balances OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB credit card utilization credit score mortgage application OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |