Real ChatGPT answer · index seedcW2DBbIHqYQcompleteFinance and banking · personal loanscommercial

Are Prosper marketplace lending rates negotiable if my spouse and I both have credit scores over seven hundred fifty?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are Prosper marketplace lending rates negotiable if my spouse and I both have credit scores over seven hundred fifty?
2 real searches · 1 real-search pass
Prosper personal loans APR rates co-borrower joint application rate negotiation official 2026Google ↗
OBSERVED
Prosper personal loan pricing credit score debt to income rate factors official helpGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Prosper personal loans APR rates co-borrower joint application rate negotiation official 2026 Google ↗
Prosper personal loan pricing credit score debt to income rate factors official help Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Prosper personal loans APR rates co-borrower joint application rate negotiation official 2026
OBSERVED
Google ↗
AI Mode ↗
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of 1
Prosper personal loan pricing credit score debt to income rate factors official help
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1