Is PenFed Credit Union better than Marcus for consolidating multiple credit card balances when you need an immediate decision today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is PenFed Credit Union better than Marcus for consolidating multiple credit card balances when you need an immediate decision today?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Marcus by Goldman Sachs personal loans accepting new applications 2026 official status Google ↗
PenFed personal loan debt consolidation APR funding time same day decision official Google ↗
- Personal Loans: Rates & Pre-Approval · penfed.org
- Debt Consolidation Loans: Credit Card & Personal Debt · penfed.org
- Marcus by Goldman Sachs Personal Loan Alternatives · nerdwallet.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Marcus by Goldman Sachs personal loans accepting new applications 2026 official status OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
PenFed personal loan debt consolidation APR funding time same day decision official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |