How does calculating debt to income work when my son applies for a mortgage after graduating with federal loans versus private refinancing?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does calculating debt to income work when my son applies for a mortgage after graduating with federal loans versus private refinancing?
3 real searches · 1 real-search pass
Fannie Mae student loans debt-to-income ratio income-driven repayment payment calculation Selling Guide currentGoogle ↗
OBSERVED
Freddie Mac student loans monthly debt payment DTI income driven repayment mortgage guideGoogle ↗
OBSERVED
FHA student loans monthly payment calculation 0.5 percent outstanding balance mortgage 2026Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae student loans debt-to-income ratio income-driven repayment payment calculation Selling Guide current Google ↗
Freddie Mac student loans monthly debt payment DTI income driven repayment mortgage guide Google ↗
FHA student loans monthly payment calculation 0.5 percent outstanding balance mortgage 2026 Google ↗
- Monthly Debt Obligations · selling-guide.fanniemae.com
- Selling Guide · singlefamily.fanniemae.com
- FHA Single Family Housing Policy Handbook · hud.gov
- Debt-to-Income Ratios · selling-guide.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae student loans debt-to-income ratio income-driven repayment payment calculation Selling Guide current OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac student loans monthly debt payment DTI income driven repayment mortgage guide OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FHA student loans monthly payment calculation 0.5 percent outstanding balance mortgage 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |