Trying to figure out my monthly housing budget with current interest rates, should I use 28 percent or 33 percent of gross income?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Trying to figure out my monthly housing budget with current interest rates, should I use 28 percent or 33 percent of gross income?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
United States current 30-year fixed mortgage rate October 2026 Freddie Mac PMMS Google ↗
28/36 rule housing affordability gross income mortgage lender guidance CFPB Google ↗
- Mortgage Rates · freddiemac.com
- Mortgage Rates Decline Further to 7.24% · freddiemac.gcs-web.com
- What is the 28/36 Rule for Home Affordability? · chase.com
- What is a debt-to-income ratio? · proxy.goincop1.workers.dev
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
United States current 30-year fixed mortgage rate October 2026 Freddie Mac PMMS OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
28/36 rule housing affordability gross income mortgage lender guidance CFPB OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |