Real ChatGPT answer · index seedcIVvFCt4JsUcompleteCareers and HR · workplace benefitsbrand

Are Cobra health insurance rates standardized across all states or can my previous employer markup the price beyond federal limits?

ChatGPTgpt-64 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are Cobra health insurance rates standardized across all states or can my previous employer markup the price beyond federal limits?
4 real searches · 1 real-search pass
U.S. Department of Labor COBRA premium 102 percent applicable premium employer administrative fee federal lawGoogle ↗
OBSERVEDConsequence
IRS COBRA applicable premium 102% state differences group health plan premiumGoogle ↗
OBSERVEDComparison
U.S. Department of Labor COBRA premiums 102 percent 150 percent disability extension employer plan costGoogle ↗
OBSERVEDConsequence
CMS COBRA premium maximum 102% total cost state continuation lawsGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short factOther / navigationalComparison50%Consequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
U.S. Department of Labor COBRA premium 102 percent applicable premium employer administrative fee federal law Google ↗
IRS COBRA applicable premium 102% state differences group health plan premium Google ↗
U.S. Department of Labor COBRA premiums 102 percent 150 percent disability extension employer plan cost Google ↗
CMS COBRA premium maximum 102% total cost state continuation laws Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
U.S. Department of Labor COBRA premium 102 percent applicable premium employer administrative fee federal law
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
IRS COBRA applicable premium 102% state differences group health plan premium
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
U.S. Department of Labor COBRA premiums 102 percent 150 percent disability extension employer plan cost
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
CMS COBRA premium maximum 102% total cost state continuation laws
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1