Real ChatGPT answer · index seedcF8B032qNYAcompleteFinance and banking · mortgagescomparison

Evaluate whether Loan Depot or Ally Bank provides more accurate home affordability budgets for sole proprietors buying real estate.

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Evaluate whether Loan Depot or Ally Bank provides more accurate home affordability budgets for sole proprietors buying real estate.
3 real searches · 1 real-search pass
LoanDepot home affordability calculator inputs self employed income calculatorGoogle ↗
OBSERVEDComparison
Ally Bank home affordability calculator inputs self employed income calculatorGoogle ↗
OBSERVEDComparison
Fannie Mae self-employed borrower income sole proprietor tax returns qualifying income mortgageGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison67%ConsequenceReason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
LoanDepot home affordability calculator inputs self employed income calculator Google ↗
Ally Bank home affordability calculator inputs self employed income calculator Google ↗
Fannie Mae self-employed borrower income sole proprietor tax returns qualifying income mortgage Google ↗
  1. Official affordability calculator · loandepot.com
  2. Ally's affordability guidance · ally.com
  3. Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
  4. Selling Guide_4.22.2026 · singlefamily.fanniemae.com
  5. Income Calculator · singlefamily.fanniemae.com
  6. Income Calculator Frequently Asked Questions · singlefamily.fanniemae.com

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
LoanDepot home affordability calculator inputs self employed income calculator
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Ally Bank home affordability calculator inputs self employed income calculator
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Fannie Mae self-employed borrower income sole proprietor tax returns qualifying income mortgage
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1