Are down payment assistance programs in California worth the extra paperwork delay, or should I just borrow from my 401k to buy a house this month?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are down payment assistance programs in California worth the extra paperwork delay, or should I just borrow from my 401k to buy a house this month?
3 real searches · 1 real-search pass
California down payment assistance programs 2026 CalHFA MyHome Dream For All current eligibility funding statusGoogle ↗
OBSERVEDConsequence
IRS 401(k) plan loan limits 50,000 5 years leave employment deemed distribution officialGoogle ↗
OBSERVEDConsequence
California first time homebuyer down payment assistance programs 2026 county city officialGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
California down payment assistance programs 2026 CalHFA MyHome Dream For All current eligibility funding status Google ↗
IRS 401(k) plan loan limits 50,000 5 years leave employment deemed distribution official Google ↗
California first time homebuyer down payment assistance programs 2026 county city official Google ↗
- Downpayment Assistance Program · calhfa.ca.gov
- Homebuyers Loan Program · calhfa.ca.gov
- California Dream For All · calhfa.ca.gov
- CalHFA · calhfa.ca.gov
- 401k Resource Guide Plan Participants General Distribution Rules · irs.gov
- Retirement Topics Loans · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California down payment assistance programs 2026 CalHFA MyHome Dream For All current eligibility funding status OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS 401(k) plan loan limits 50,000 5 years leave employment deemed distribution official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
California first time homebuyer down payment assistance programs 2026 county city official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |