What is the average deductible and long term cost of filing a roof claim versus just paying a roofer out of my own savings
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the average deductible and long term cost of filing a roof claim versus just paying a roofer out of my own savings
2 real searches · 1 real-search pass
Pennsylvania homeowners insurance roof claim deductible premium increase claim history surcharge 2025 2026Google ↗
OBSERVEDConsequence
Pennsylvania homeowners insurance wind hail deductible percentage deductible roof replacement cost insurance claim depreciation recoverable depreciationGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Pennsylvania homeowners insurance roof claim deductible premium increase claim history surcharge 2025 2026 Google ↗
Pennsylvania homeowners insurance wind hail deductible percentage deductible roof replacement cost insurance claim depreciation recoverable depreciation Google ↗
- Increasing Insurance Costs Across the Third District States: Homeowners insurance premiums have increased significantly since 2021. From December 2021 to June 2025, the average real premiums increased by 28.9 percent in Pennsylvania, 26.1 percent in New Jersey, and 25.4 percent in Delaware. · philadelphiafed.org
- Discounts Be sure to ask if there are any discoun · pa.gov
- Rebuilding After a Storm: Know the Difference Between Replacement Cost and Actual Cash Value When It Comes to Your Roof · content.naic.org
- How Does Roof Depreciation Affect Homeowners Insurance? · progressive.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Pennsylvania homeowners insurance roof claim deductible premium increase claim history surcharge 2025 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Pennsylvania homeowners insurance wind hail deductible percentage deductible roof replacement cost insurance claim depreciation recoverable depreciation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |