How do I set up a mortgage recast on my current home loan, and what are the exact eligibility rules and fees charged by major banks?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I set up a mortgage recast on my current home loan, and what are the exact eligibility rules and fees charged by major banks?
3 real searches · 1 real-search pass
mortgage recast requirements fees minimum principal payment Chase Bank of America Wells Fargo officialGoogle ↗
OBSERVEDComparison
mortgage recast policy fee minimum lump sum Mr Cooper Rocket Mortgage officialGoogle ↗
OBSERVEDComparison
Fannie Mae mortgage loan re-amortization recast requirements servicing guideGoogle ↗
OBSERVEDInstruction
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
mortgage recast requirements fees minimum principal payment Chase Bank of America Wells Fargo official Google ↗
mortgage recast policy fee minimum lump sum Mr Cooper Rocket Mortgage official Google ↗
Fannie Mae mortgage loan re-amortization recast requirements servicing guide Google ↗
- Loan Delivery Job Aids Recast Loan Overview · singlefamily.fanniemae.com
- Processing Additional Principal Payments · guide-servicing.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
mortgage recast requirements fees minimum principal payment Chase Bank of America Wells Fargo official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
mortgage recast policy fee minimum lump sum Mr Cooper Rocket Mortgage official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Fannie Mae mortgage loan re-amortization recast requirements servicing guide OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 |