What are the pros and cons of asking for a four hundred one k safe harbor match versus a discretionary match during job negotiations?
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The searches the AI actually ran for this prompt.
SEED QUERY
What are the pros and cons of asking for a four hundred one k safe harbor match versus a discretionary match during job negotiations?
1 real search · 1 real-search pass
IRS 401(k) safe harbor matching contributions vesting ADP ACP testing discretionary employer matching contributions plan termsGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
IRS 401(k) safe harbor matching contributions vesting ADP ACP testing discretionary employer matching contributions plan terms Google ↗
- Issue Snapshot - Vesting schedules for matching contributions · irs.gov
- 401(k) plan fix-it guide - 401(k) plan - overview · irs.gov
- 401(k) plan Fix-it Guide — The plan failed the 401(k) ADP and ACP nondiscrimination tests · irs.gov
- 26 CFR § 1.401(m)-3 - Safe harbor requirements. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu