Real ChatGPT answer · index seedc3iPtIGsU3UcompleteCareers and HR · layoffs and severancecomparison

Compare the cost savings of moving my old employer 401k into a Charles Schwab IRA versus a robo advisor like Betterment

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Compare the cost savings of moving my old employer 401k into a Charles Schwab IRA versus a robo advisor like Betterment
3 real searches · 1 real-search pass
Charles Schwab self-directed IRA fees commissions ETFs expense ratios official 2026Google ↗
OBSERVEDReason
Betterment pricing IRA annual advisory fee 0.25% official 2026Google ↗
OBSERVEDShort fact
Betterment IRA rollover fees expense ratios officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short fact33%Other / navigationalComparisonConsequenceReason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Charles Schwab self-directed IRA fees commissions ETFs expense ratios official 2026 Google ↗
Betterment pricing IRA annual advisory fee 0.25% official 2026 Google ↗
Betterment IRA rollover fees expense ratios official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Charles Schwab self-directed IRA fees commissions ETFs expense ratios official 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Betterment pricing IRA annual advisory fee 0.25% official 2026
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
Betterment IRA rollover fees expense ratios official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1