How do I use my university's affiliated credit union to finance a used sedan and what kind of interest rates should I realistically expect?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I use my university's affiliated credit union to finance a used sedan and what kind of interest rates should I realistically expect?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 used car loan interest rates credit unions average APR October 2026 United States Google ↗
NCUA quarterly credit union interest rates used car loans 2026 Google ↗
- Average Auto Loan Interest Rates By Credit Score · bankrate.com
- The Latest Used Car Loan Interest Rates for 2026 · experian.com
- Auto Loan Rates: October 2026 · autoloanrate.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 used car loan interest rates credit unions average APR October 2026 United States OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
NCUA quarterly credit union interest rates used car loans 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |