What credit score do lenders in Houston look for to qualify for a conventional loan with a three percent down payment
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What credit score do lenders in Houston look for to qualify for a conventional loan with a three percent down payment
3 real searches · 1 real-search pass
2026 conventional 3% down mortgage minimum credit score Fannie Mae Freddie Mac 620 Houston TexasGoogle ↗
OBSERVEDShort fact
Fannie Mae 97% loan-to-value minimum credit score requirements 2026 officialGoogle ↗
OBSERVEDReason
Freddie Mac Home Possible 3% down minimum credit score official 2026Google ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 conventional 3% down mortgage minimum credit score Fannie Mae Freddie Mac 620 Houston Texas Google ↗
Fannie Mae 97% loan-to-value minimum credit score requirements 2026 official Google ↗
Freddie Mac Home Possible 3% down minimum credit score official 2026 Google ↗
- General Requirements for Credit Scores · selling-guide.fanniemae.com
- Mortgage Preapproval: How to Get Preapproved in Texas · herringbank.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 conventional 3% down mortgage minimum credit score Fannie Mae Freddie Mac 620 Houston Texas OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Fannie Mae 97% loan-to-value minimum credit score requirements 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Freddie Mac Home Possible 3% down minimum credit score official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |