How do credit bureaus treat authorized user accounts when calculating mortgage underwriting ratios for a conventional home loan in the United States?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do credit bureaus treat authorized user accounts when calculating mortgage underwriting ratios for a conventional home loan in the United States?
3 real searches · 1 real-search pass
Fannie Mae Selling Guide authorized user account debt-to-income ratio authorized user credit card mortgage underwritingGoogle ↗
OBSERVED
Freddie Mac Guide authorized user account debt-to-income ratio mortgage underwriting authorized user tradelineGoogle ↗
OBSERVED
Fannie Mae authorized user tradeline credit report underwriting liability account payment historyGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae Selling Guide authorized user account debt-to-income ratio authorized user credit card mortgage underwriting Google ↗
Freddie Mac Guide authorized user account debt-to-income ratio mortgage underwriting authorized user tradeline Google ↗
Fannie Mae authorized user tradeline credit report underwriting liability account payment history Google ↗
- FAQ: Top Trending Selling FAQs · singlefamily.fanniemae.com
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- Authorized Users of Credit · selling-guide.fanniemae.com
- DU Credit Report Analysis · selling-guide.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae Selling Guide authorized user account debt-to-income ratio authorized user credit card mortgage underwriting OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac Guide authorized user account debt-to-income ratio mortgage underwriting authorized user tradeline OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae authorized user tradeline credit report underwriting liability account payment history OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |