Real ChatGPT answer · index seedbrJwDm35JowcompleteAutomotive · new carscommercial

Where can I find up-to-date data comparing credit union auto loan rates with captive dealership financing offers?

ChatGPTgpt-61 query11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Where can I find up-to-date data comparing credit union auto loan rates with captive dealership financing offers?
1 real search · 1 real-search pass
2026 credit union auto loan rate comparison average rates captive financing manufacturer incentives APR data sources NCUA ExperianGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model).

Searches and sources

ChatGPT1 real searches · gpt-6
2026 credit union auto loan rate comparison average rates captive financing manufacturer incentives APR data sources NCUA Experian Google ↗
  1. Edmunds – Car Incentives · edmunds.com
  2. Cars.com · cars.com
  3. TrueCar · truecar.com
  4. Auto Loan Rates and Financing for 2026 · experian.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 credit union auto loan rate comparison average rates captive financing manufacturer incentives APR data sources NCUA Experian
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1