Real ChatGPT answer · index seedbph7ViMaKDMcompleteFinance and banking · credit scores and repairinformational
am I legally responsible for the entire car loan balance if the person I co-signed for stops making payments
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
am I legally responsible for the entire car loan balance if the person I co-signed for stops making payments
1 real search · 1 real-search pass
California co-signer auto loan liability entire debt lender sue co-signer repossession deficiency official CFPB FTCGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
California co-signer auto loan liability entire debt lender sue co-signer repossession deficiency official CFPB FTC Google ↗
- California Civil Code § 2983.35 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Co-signing for a Car · dcba.lacounty.gov